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Rob Ayers

Rob Ayers

Rob Ayers is a Bates Consulting Expert. A payments and remittance veteran with more than 25 years in the industry, he has held positions with a variety of companies, from publicly traded firms and global businesses to startups and early-stage entities.

During his career, Mr. Ayers has been an executive at three licensed money transmitters and has managed P&L for various regions around the world. He has also run sales and marketing organizations and worked both sides of mergers and acquisitions. At Bates, Mr. Ayers represents the Money Services Business, Fintech and Cryptocurrency practice, supporting client engagement and new business outreach.

In 2016, Mr. Ayers established Fintech-Advisors, focusing on supporting clients in the payments and remittance industries, both consumer and business-to-business. He navigates the U.S. state licensing process on behalf of his clients, develops business plans, oversees regulatory program development, refines financial projections for regulators, and introduces potential banking relationships to money service businesses. His many clients include “B2B” global payment firms, third-party payment processors, cryptocurrency firms, traditional money remittance firms, and others in the payments industry. Rob is on the Advisory Committee of CrossTech (IMTC) and is a frequent speaker at their conferences.

Rob is a consultant and subject matter expert in these Practice Areas and Services:



Bates Group LLC, Consulting Expert, 2021 - Present
JMNS Consulting LLC dba Fintech-Advisors, Principal, Englewood, CO, 2016 – Present  
Chartwell Compliance, Chief Commercial Officer, Englewood, CO, 2014 – 2016  
World Remit, Managing Director, North America, Englewood, CO and London UK, 2014 - 2014  
ChoiceMoney Transfer, Vice President, Business Development, 2011 – 2013; Vice-President. The Americas, Englewood, CO and New York, NY, 2006 – 2011
Travelex Money Transfer, Regional Director, North America, Englewood, CO and Orange County, CA, 2003 – 2006; Financial Services Consultant, 2001 – 2003
MoneyGram Payment Services Inc., Executive Member of Board of Directors, Greenwood Village, CO and London, UK, 1987 – 2000   
American Express, Director Market Research, New York, NY, 1982 – 1985; VP Marketing, Englewood, CO, 1985 – 1988; 1982 – 1985
Citicorp, Market Research Manager, New York, NY, 1979 – 1982


Master of Business Administration (MBA), Marketing, University of Cincinnati, Cincinnati, OH

Bachelor of Arts (BA), Sociology, Cum Laude, University of Cincinnati, Cincinnati, OH


Habitat for Humanity Metro Denver, Member, Corporate Development Team, 2010 – Present; Vice-Chair, Habitat Interfaith Alliance