Property and Casualty Insurance

Our industry leading experts have consulted and provided reports and testimony regarding standard of care, property, liability, surplus lines, as well as personal lines of insurance.

Many of our cases have involved allegations that revolve around standard of care issues, where we can offer particularly specialized help.  Our experts can assist in responding to claims that allege bad faith and/or deceptive trade practices, as well as cases that require an opinion concerning an agent’s errors and omissions claims.

We offer a range of expertise related to property insurance including coverage of the following areas:

  • property
  • business interruption
  • flood
  • inland marine
  • commercial ocean marine
  • crime insurance / Fidelity bonds

Bates experts have also been called upon to offer opinions and testimony in connection with many forms of liability insurance, which include (but are not limited to):

  • commercial general liability
  • commercial auto liability
  • product/completed operations
  • pollution / environmental liability insurance
  • commercial umbrella / excess claims made
  • professional liability / errors & omissions
  • workers compensation
  • Directors & Officers liability
  • employment practices liability

Bates experts have close ties with wholesale surplus line agents, which has allowed us to develop an extensive understanding of industry standards in managing general agents and the nuances of structuring coverage using non-standard policy forms.

We can also provide our clients with valuable insights related to personal lines of insurance including: personal auto insurance, homeowners insurance as well as personal umbrella insurance.

Case Example: Professional Liability

  • Our expert was engaged by defense counsel to consult and opine regarding Agent Errors & Omissions relative to placement of a Broker-Dealer/Registered Investment Advisor(s) Professional Liability policy. The case involved evaluation of coverage afforded a named insured vs. additional insured, surplus lines, and claims made issues. Claims stemming from a Registered Investment Advisor’s fraudulent investment activities and subsequent conviction were denied by carrier which resulted in an Insurance Bad Faith claim against the agent.

Contact Bates Group

Bates Group is with you every step of the way. Contact us today for more information on how our End-to-End Solutions can help your firm.

Contact Bates Group