Property and Casualty Insurance
Our industry leading experts have consulted and provided reports and testimony regarding standard of care, property, liability, surplus lines, as well as personal lines of insurance.
Many of our cases have involved allegations that revolve around standard of care issues, where we can offer particularly specialized help. Our experts can assist in responding to claims that allege bad faith and/or deceptive trade practices, as well as cases that require an opinion concerning an agent’s errors and omissions claims.
We offer a range of expertise related to property insurance including coverage of the following areas:
- business interruption
- inland marine
- commercial ocean marine
- crime insurance / Fidelity bonds
Bates experts have also been called upon to offer opinions and testimony in connection with many forms of liability insurance, which include (but are not limited to):
- commercial general liability
- commercial auto liability
- product/completed operations
- pollution / environmental liability insurance
- commercial umbrella / excess claims made
- professional liability / errors & omissions
- workers compensation
- Directors & Officers liability
- employment practices liability
Bates experts have close ties with wholesale surplus line agents, which has allowed us to develop an extensive understanding of industry standards in managing general agents and the nuances of structuring coverage using non-standard policy forms.
We can also provide our clients with valuable insights related to personal lines of insurance including: personal auto insurance, homeowners insurance as well as personal umbrella insurance.