Christopher Gunias

Christopher Gunias

Director, AML & Compliance

CGUNIAS@BATESGROUP.COM

Christopher “Chris” Gunias is the Director of Anti-Money Laundering (AML) and Compliance at Bates Group. Chris has 18 years of experience building Bank Secrecy Act (BSA)/AML programs for large and complex organizations including First Data Corporation, Western Union, and WorldRemit. Chris has held various leadership positions in BSA/AML Regulatory Compliance, Risk Management, Audit, and Information Governance. Before joining the Financial Services Industry in 2001, Chris was an Intelligence Analyst in the U.S. Navy for 6 years.

During his career, Chris has developed and managed the creation of BSA/AML functions, including transaction monitoring, OFAC & sanction monitoring, quality assurance, risk assessments, internal audit, regulatory exam management, compliance training, implemented internal controls and served as a compliance expert for a number of Boards.   While at WorldRemit Chris built a world class multi-regional international compliance / AML department over the course of 3 years, growing from a staff of 4 to more than 50, while maintaining high-quality standard during a period of 10 percent month-over-month transaction growth and multiple state regulatory examinations.

Throughout his long career in financial services, Chris has worked in areas such as AML/CTF and BSA Compliance, Quality Assurance Management, Training. Auditing, Privacy and Information Governance Compliance, Risk Compliance (GRC), Project Management (Agile and Waterfall), Regulatory Licensing and OFAC and Sanctions Compliance, and Risk Management and Mitigation. He has assisted several traditional money transmitters and crypto dealers / exchanges fintech startup’s build BSA/AML compliant compliance programs including writing policies and procedures, developing internal controls, conducted their risk assessments, and assisted them in securing banking relationships.


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Christopher Gunias

A Consultant and subject matter expert in these services:

  • Securities and Financial Services Litigation & Consulting
    • Retail
      • Securities and Financial Services Litigation & Consulting
      • Corporate Governance
      • Financial Technology (FinTech)
      • Money Laundering
      • Risk Management
      • Banking
      • Corporate Governance
      • Industry Standards
      • Money Laundering
      • Operations
      • Risk Management
      • Data, Analyses & Analytics
      • AML & Financial Crimes
      • Compliance Solutions
    • Institutional
      • Securities and Financial Services Litigation & Consulting
      • Corporate Governance
      • Financial Technology (FinTech)
      • Money Laundering
      • Risk Management
      • Banking
      • Corporate Governance
      • Industry Standards
      • Money Laundering
      • Operations
      • Risk Management
      • Data, Analyses & Analytics
      • AML & Financial Crimes
      • Compliance Solutions
  • Data, Analyses & Analytics
  • AML & Financial Crimes
    • Anti-Money Laundering
    • Third Party Risk Management
    • Internal Investigations
    • Economic And Other Damages
    • Fraud & Risk Management
    • BSA/AML/OFAC Compliance
    • Money Transmitter Licensing
    • MSB Consulting
    • Virtual and Cryptocurrency Compliance
    • Consumer Compliance / Consumer Lending
  • Compliance Solutions
    • Anti-Money Laundering
    • Bank Secrecy Act
    • Compliance Testimony

Credentials

EXPERIENCE

Bates Group Director of Compliance, Denver, CO, 2021 – Present

Heritage Risk and AML Services, Principal/Head of Compliance, Denver, CO, 2020 – 2021

High-Risk Depository Compliance Services (HDCS), Consultant/Head of Compliance, Denver, CO, 2020          

WorldRemit, Head of Compliance, North America; BSA & AML Officer; Board of Directors, Denver, CO, 2016 – 2020

Western Union, Director of Privacy and Information Governance, Englewood, CO, 2011 – 2016 First Data/Western Union, Sr. Manager Regulatory Exam, Manager OFAC and International Sanctions Greenwood Village, CO, 2003 – 2011  

CoBank, Account representative, Englewood, CO, 2001 – 2003

EDUCATION

Master of Business Administration (M.B.A.), Business Administration, Regis University, Denver, CO

Bachelor of Science (B.S.), Accounting, University of Colorado, Boulder, CO

PROFESSIONAL QUALIFICATION/LICENSING

CAMS – Certified Anti-Money laundering Specialist

CCCE – Certified Cannabis Compliance Expert

CRCMP – Certified Risk and Compliance Management Professional

CCI – Certified Cryptocurrency Investigator

AWARDS AND COMMUNITY

Bronze medal from Summit Awards in 2013 for developing interactive Privacy and IG training

Silver medal from Omni Awards in 2015 for developing interactive Privacy and IG training course

Board Member at WorldRemit Inc., 2016 – 2020

Member of the Colorado ACAMS Chapter Board of Directors in 2017 – 2018

Member of the Educational Advisory Board at the Association of Certified Commercial Cannabis Experts (ACCCE) since 2020